Well so far today I negotiated a much favourable rate of interest for my current overdraft, got new mobile insurance which is free from Barclays, paid off Mother and Brother some cash, cancelled my Barclay Card and paid off the parking ticket I thought I already paid off.
Even though I’ve paid out all this cash and stuff I feel so much better though I still have two cards that I need to pay off though I’m hoping to get rid on one this month, fingers crossed.
January was a really hard month but showed me how tight things can be and still survive. It’s a lesson I needed after being on party mode for the last few months I’ve been living in Brighton. I need to focus on being as tight as I can. What this really means is budget and distributes money and stick to it the best I can.
In closing; It hurts the pocket but frees the mind.
